Hang Seng Personal e-Banking

Download Hang Seng Personal Banking mobile app APK file (opens in a new window)

No matter when or where, you can log on to Hang Seng Personal e-Banking via your smartphone or computer to enjoy one-stop online banking services. Register now to manage your finances and enjoy various bank offers at your fingertips.

Register Personal e-Banking in just 3 steps

Featured services

Mobile Security Key

Digital version of Security Device for fast & secure access to e-Banking

Faster Payment System (FPS)

Real-time online transfer and payment platform

H A R O WhatsApp

Be instantly in know of FX trends and the nearest ATMs via WhatsApp

H A R O Transfer

Instant transfer with simple command, try “Transfer $5 to Emily”

Service overview

Banking

Payment and Transfer

Investment

Cards, Loans and Mortgages

Insurance and MPF

Banking

Account services
View account balance, reset card PIN, overseas ATM limit, and more
Foreign exchange
Provides various services including foreign exchange, FX Order Watch and rate alert
Gold trading
Statement Gold and Paper Gold Grain trading
Time Deposit
Place or renew your Hong Kong Dollar / foreign currency time deposits online
e-Statement / e-Advice
View and download e-versions of your statements and advices
Push Notification
Enable push notifications and receive important account updates
Mobile cash withdrawal
Get cash using Hang Seng Mobile App, no ATM card needed
e-Banking account maintenance
Security settings you may need for online banking, update personal particular

Payment and Transfer

FPS registration and transfer
24/7 instant, free local cross-bank transfer and FPS x PromptPay QR payment
Overseas transfer
Worldwide transfer services via secured bank-to-bank networks
Cross-Border View and Transfer
Transfer funds among your self-named accounts in Hang Seng Hong Kong and Hang Seng China
Bill Payment and e-bills
Pay bills with your designated bank account or credit card

Investment

Securities
Trade securities across multiple markets with your Hang Seng securities account [1]
Investment funds
Comprehensive fund choices to meet your investment needs [2]
SimplyFund
Start fund investment with HKD 1 [2]
Capital Protected Investment Deposit

A currency-linked investment product with 100% capital protection at maturity, and possibility of enjoying higher potential return [2]

MaxiInterest Investment Deposit

Potential to exchange up to 10 different linked currencies at a more preferable rate than spot rate [2]

Equity Linked Investments

An equity-linked structured product with potential to receive return based on performance of linked equities [2]

FX And Precious Metal Margin Trading

Trade at a leverage ratio up to 15 times. Buy & sell foreign currencies and precious metal with trading spread as low as 6 basis points [2]

FX2 - FX and Precious Metal Trading

Trade as low as HKD 5,000. Buy & sell foreign currencies and precious metal amid market ups and downs to capture investment opportunity [2]

Other investment services

Cards, Loans and Mortgages

Credit card and spending card overview and management

View card balance, transaction history, credit limit, rewards, etc. and complete card repayment, increase card limit and other major card management features

Credit card application

Existing customers can apply credit card easily with most of their personal information prefilled after logon

Credit card Cash Instalment
Cash out from credit card for your flexible use with ease
Overseas ATM daily withdrawal limit maintenance
Activate the function in advance for cash withdrawal at any overseas ATM
Loans overview
View your loan account and balance
Loans application and servicing

Apply loan (or find suitable product with “Find your solution”), submit documents, enquire application status and accept loan (if applicable)

Mortgage overview

View your mortgage loan account and balance, apply for mortgage terms amendment and early settlement for your mortgage loan

Mortgage application and servicing

Find suitable mortgage product with “Find your solution”; instant valuation, mortgage calculator, quick application form and documents submission

Insurance and MPF

Insurance solutions
Get a quote and apply instantly for travel, life, medical, personal accident and home insurance
Insurance overview

Provide the retirement, wealth and death benefit reference based on your information, check your coverage and manage your policies

View account balance/return, contribution/transaction history, fund performance, e-Statement/e-Advice and change investment allocation

Services available on different platforms may vary, please login to our platforms for details. Read Symbols for different platforms

Symbols for different platforms

Personal e-Banking (Desktop version) Hang Seng Personal Banking mobile app
Featured offers

Service demo

MaxiInterest service Capital Protected Investment

FAQs

General questions

How to activate Personal e-Banking service?

Please visit our website at www.hangseng.com, select “Logon” on the top right and then click “Register e-Banking” with instructions to be followed. Account Number, Phone PIN / ATM PIN and HKID / Passport / Identification Document number (e.g. Exit/Entry Permit for Travelling to and from Hong Kong and Macau) will be required to complete the activation process.

Please note that if we don't have your mobile number and email address in our record, you can't continue the service registration. Please also keep your mobile number and email address in our bank record accurate and up-to-date, so you can log on smoothly in the future.

What can I do if I forgot my Personal e-Banking password?

Please visit Personal e-Banking log on page, input your username and select "Continue" > "Forgot your password?".

You can follow the instruction to reset your password online right away. If there is anything that you cannot provide to complete the online reset process (e.g. forgot the answer to your Security Question), you will be asked to activate the new password by calling our Customer Service Hotline or visit any of our branches after setting it up.

How do I activate the Mobile Security Key on my mobile device?

Once you have downloaded Hang Seng Personal Banking mobile app on your mobile device, you can log on and follow verification steps on-screen to activate Mobile Security Key.

Please note that you need to have valid and up-to-date personal information in our records (such as mobile phone number, email address and date of birth) in order to activate the Mobile Security Key. More details

Transfer & Pay

What is FPS?

FPS (Faster Payment System) is a real-time payment platform which allows you to transfer fund anytime with your mobile number, email address and FPS identifier. More about FPS

How to pay merchants online?

You can log on to Personal e-Banking and select “Transfer & Pay" > "Bills Payment" > "Pay Bills". Pay now

If you are making payments to merchants under the categories of Banking and Credit Card Services, Brokers, Other Financial Institutions and Sports and Leisure, you are required to register the respective bill account number(s) by submitting the Registration Form, then return it to any branches in person or by mail.

If you are making payments to e-Merchants: you will need a Security Device / Mobile Security Key and you are required to maintain a valid mobile number for receiving SMS alert. That is any local 8-digit mobile number that begins with "4", "5", "6", "7", "8" or "9" or overseas mobile number with country code specified, such as 8613510123456 for a China mobile number.